hi all i have been having fanny attacks over the last few days worrying about security clearance. im currently going through process and just have pjft and sc to do however sc has worried me im 33yrs old so as like most people my age have had a fair amount of credit to my name and when i was younger got into a bit of financial difficulties but just lately ive been reading various things about how the clearance gets vetted and my head is in pieces. I know that honesty is the best way to fill these forms in but how far back will i be expected to have to remember when and where i have had credit all of which is paid now (i hope) also who actually gets vetted under my sc and do i have to sit interviews with someone? If i do happen to fail what happens after that is it a complete bar of entry or will i given opportunity to sort things out? The credit check is the only thing really worrying me as i dont think the criminal side will be a problem mainly because i dont have a criminal record and aint connected to anyone or thing that would cause me problems. Sorry if this seems like a big load of tripe and worrying wont help but any advice and info on the matter would help thanks.