For the financial forum to work well it needs an enthusiastic and experienced moderator, ideally an IFA. ARRSE's finance forum ( http://www.arrse.co.uk/cpgn2/Forums/viewforum/f=4.html ) is one of the most useful on the site as a result of that sort of input and I think Rum Ration would benefit a lot from the same. The mod wouldn't need to actually be an online free service, but someone who would post general advice from time to time and keep an eye on the advice given by others. The return would be a bit of advertising if wanted - for instance a company footer on the user profile listing services and contact info, and a sticky thread with same. I can't offer full forum sponsorship as NAAFI F get first shout on that as they sponsor the site as a whole. If interested I would be grateful if you could post here or email [email protected]. Not PMs please!