Had you picked your rate up in 1980. The compulsory bank accounts were brought in in stages. When I picked my hook up (1979 I think) I was ordered to have a bank account before I could be rated up IIRC
We were encouraged to open a bank account during part 2 in Collingrad, although it wasn't compulsory at the time. I personally couldn't wait to stop having to beg for my pay and being scrutinised by the crushers.
I was at Raleigh when they changed from "off caps" to saluting to collect pay. Four or five tables in the West drill shed, RPO and POGI at each table. If we didn't get 'em for slack drill or dress, the crushers would get 'em for a haircut.
Noted from my cash records that my last allotment to the bank was Jan.1974, from Feb. we were paid monthly direct to the bank.
I do wonder how many banknotes blew over the side before Pusser realised that pay was no longer all in coin dumped in the top of the hat!
The antediluvian nature of the RN's insistence on paying in cash was exposed to me a week after I left in 1971, when one of the first acts at my induction to my new employer was to record my bank details for payment via BACS. This was automatic throughout the company except for some Neanderthals in Scotland who still had to be given cash on Fridays.
I remember on my first pay day (August 1986) queuing outside the Benbow DO’s office and being called in one at a time, saying our name, rank and number and being given about £36 for my first three weeks training. My second pay went straight into my bank account newly opened with the only bank allowed on site, Lloyds.
The other thing I remember about having a bank account in those early days was that you were only able to cash cheques onboard or at Lloyds in the barracks for no more than £20.
All the queuing as well to get your money from the ships office or bank clerk was a pain in the butt as if I remember correctly they only cashed them on certain days and times. Having to cash three cheques on seperate days to get enough for the weekend was a real drag. =(
I opened a bank accout at Raleigh in Jul 83 & remember getting my first pay in hand, got paid 24 big ones, moved along to the next desk where I handed 20 of it back that I'd borrowed for a hair cut and a shaver, was told to have a shaver even though I didn't need one!