Maxi_77 said:As for only racking up say Â£720 a year, many would find that a worthwhile extra so don't knock it especially as you would hope to pick that up for say 20+ years
Quite agree that a figure such as that would indeed be most welcome, but I meant it in the context of the original post as "instead of" rather than "as well".
I bet someone in Pensions is now bottling it! After all, the AFPS 05 pension scheme was most certainly not introduced to provide more money for the recipient. It was simply introduced in the hope that most would die before eligible, thus saving Mr Broon a few pence extra.