Don't know. I found it via a link on ARRSE. The (currently MIA) mod of the Financial Forum knows him and said he's a nice guy too, which makes me more inclined to use it. There are some really good tips on there - one which would have saved me a 5hit load last month was a suggestion to use independent hire care excess insurance - a couple of quid a day rather than Â£9+ per day of the hire car company themselves. I'm sure there are loads of other gems buried away there.