Hello all, I am after a bit of advice on my pension. When the new pension system was introduced I was given the option to change over, I declined this as I didn't see myself taking 2OE so did not think that I would get any benefit in transfering. As you all know, circumstances change and I have now been offered EC15 and I have accepted. So, now that I am staying in the RN longer, it makes every sense to be on the new pension scheme, so my question is, can I transfer onto AFPS05 this late in the day? Or has that ship sailed and have I dipped out?