Navy Net - Royal Navy Community

Register a free account today to become a member! Once signed in, you'll be able to participate on this site by adding your own topics and posts, as well as connect with other members through your own private inbox!

Pension advice for my dad please!!

Hi all, hope there's someone on here who can help or point me in the right direction.

My dad enlisted in 55 when he was 16 and left in 71 - he is now 73 years old. He's a right miserable old sod but being as I'm stuck with him, I'm duty bound to look after him (its tough being a son). One of the things that I've never really understood is that he doesn't get a forces pension. He says the reason why is that pensions weren't available pre 1975. I just worry that my old man just gets on with things - he'd never question something.

Does this sound correct? This has only come to a head because I heard a thing on radio 4 about a compensation scheme for naval personnel. I just don't want my dad to miss out on something he's entitled to but doesn't want to "rock the boat" to get it.

Would really appreciate some help or advice. FYI he served on (amongst others) the barfluer and was based at devonport and Chatham.



Lantern Swinger
Contact SSAFA they will be in yellow pages / online. Ask for a caseworker to visit and help sort it out. I don't know much about pensions in your dads time, but SSAFA can help.


War Hero
Sorry to disappoint you but your Father is not entilled to a Royal Navy pension ...fact although he will receive some extra on his State pension.. GSP..graduated state pension ..isc.

Prior to 1975 there were no rights to preserved pensions in any public or private pension schemes. Most schemes had very restricted qualifying criteria for the award of pensions. For instance, to qualify for a pension under the Civil Service arrangements, an individual had to be over age 50 and have served for ten or more years. Those who left voluntarily before meeting these criteria lost rights to pensions. For the Armed Forces occupational pensions were awarded only if a member had completed at least 16 years reckonable service as an officer or 22 years reckonable service as an other rank. Reckonable service is paid service after age 21 for officers or after age 18 for other ranks.
Engagements for shorter periods were on non-pensionable terms. Another case of moving the goal posts, think they have a similar problem today, on another such matter
Last edited:


G'day Son of Navy Bloke, contact [email protected] quoting either Dad's service number or his National Insurance number, they will advise. I think "scouse" is wrong. Deferred pensions were commenced in the 60's. I joined RN 1963 and left 1975, I not only receive a Navy pension, they also paid me a lump sum at the age of 60, the lump sum was approx £12K and subsiquent pension approx £4K per year.

Deferred pensions and lump sums are paid at the age of 60, but one has to apply for it. Obviously your Dad didn't, unfortunately many don't.

With Dad's consent, you are allowed to represent him.

Wish you well, do let us know how you fair. cheers
Thread starter Similar threads Forum Replies Date
MoD_RSS Press release: Radical shake-up of advice to pension schemes will benefit savers and boost £1.6 trillion pension assets MoD News 0
stan_the_man 2015 New Pension scheme advice please Current Affairs 7
S Pension Advice Finance & Pensions 14
chockhead819 Pussers pension advice The Afterlife - Resettlement and Jobs 4
chieftiff Pension forecast and JPA- advice from HR staff! Finance & Pensions 8
vauxhall Changes to the Forces Pension Society Roadshow Programme Finance & Pensions 0
MoD_RSS Pension costs review for Northern Ireland Water MoD News 0
MoD_RSS Simple statements boost for pension planning MoD News 0
MoD_RSS Landmark pension proposals will protect savers from scams and help tackle climate change MoD News 0
MoD_RSS Pension boost protected by new bill MoD News 0
MoD_RSS Government launches cross-sector Working Group to help address multiple small pension pots MoD News 0
MoD_RSS Government to help pension schemes seize long-term opportunities MoD News 0
MoD_RSS Taking action on climate risk: Improving governance and reporting by occupational pension schemes MoD News 0
MoD_RSS Britain’s pension schemes lead on climate risk MoD News 0
MoD_RSS New Chair of Firefighters’ Pension Scheme Advisory Board of England appointed MoD News 0
K AFPS 75 - preserved pension rates Finance & Pensions 2
MoD_RSS Landmark Pension Schemes Bill proceeds to House of Commons MoD News 0
MoD_RSS Canada Pension Plan MoD News 0
MoD_RSS GAD's support on pension entitlements for fee-paid judges MoD News 0
MoD_RSS Pension Credit claimants now able to apply online MoD News 0
MoD_RSS GAD project helps 1,000+ pension scheme members MoD News 0
MoD_RSS Pension investment advisor banned MoD News 0
A OR2 full career pension rates 1998 Finance & Pensions 8
B Commute my pension or not? Finance & Pensions 4
MoD_RSS GAD pension specialists share expertise at industry conference MoD News 0
theoldti FTRS effect of pay rise on pension abatement Finance & Pensions 4
MoD_RSS GAD’s review of the Local Government Pension Scheme (Scotland) MoD News 0
MoD_RSS Statement from the Secretary of State on the Clinician Pension Tax Scheme MoD News 0
vauxhall How good is your pension? Finance & Pensions 0
MoD_RSS Russell Agius reappointed to the Judicial Pension Board MoD News 0
E Added pension Finance & Pensions 5
MoD_RSS Changes to the currency of UK State Pension and Industrial Injuries Disablement Benefit paid into Yemeni bank accounts MoD News 0
J Collection Pension From Overseas Finance & Pensions 2
vauxhall Pension Roadshow Schedule 7-11 October Finance & Pensions 0
B Pension for reservist 1 year operational service Finance & Pensions 1
MoD_RSS Multi-million-pound pension liberation bosses banned for 34 years MoD News 0
MoD_RSS Pension entitlements for fee-paid judges MoD News 0
vauxhall Keeping an eye on your pension! Finance & Pensions 0
MoD_RSS Non-Executive Chair to the Civil Service Pension Board: 5 September 2019 MoD News 0
MoD_RSS Pension company wound-up after mismanaging £14m of funds MoD News 0
MoD_RSS Uprating guarantee for UK State Pension recipients living in EU MoD News 0
vauxhall Telegraph Reports on Pension Tax Trap Finance & Pensions 0
vauxhall Pension Tax Update Finance & Pensions 0
vauxhall Forces Pension Society Appoints New Chief of Staff Finance & Pensions 0
vauxhall BBC reports that 'woman wins rights to her late partner's military pension Finance & Pensions 0
Sumo 'Unlawful' pension schemes to cost government £4bn a year Finance & Pensions 3
MoD_RSS Pension scheme negligence lands insurance boss seven-year ban MoD News 0
Archstoker Forces pension and age pension Finance & Pensions 6
vauxhall AFPS 15 and Added Pension Finance & Pensions 0
vauxhall Flexible Service - How does it affect your Armed Forces Pension? Finance & Pensions 0
Similar threads

Latest Threads