A thought was put to me this weekend regarding PAYD. If my full time employer sends me working away he pays for my food. So is it wrong that the RN send me training to the corners of the UK and expect me to pay for my meals? Never really thought of it on those terms before and have never had a problem but when you think of it like that he may have a point. Don't get me wrong here, I'm all for the phrase "life in a blue one" etc and realise that the military do things differently etc etc, but i pay 40% tax on ALL of my RNR earnings so when you start taking off another few quid it starts making the reserve forces a little less attractive, especially for those lower in the food chain.