Pay As You Go Car Insurance - no point in paying at sea?

Discussion in 'Finance & Pensions' started by Hermes_R12, Jun 6, 2010.

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  1. Hi all,

    Has anyone got any experience or knowledge of PAYG car insurance? i've done a quick goolge search but theres not much out there.

    I want to use my car for only three months at a time when im on leave.

    Any help or guidance much appreciated.
  2. Ninja_Stoker

    Ninja_Stoker War Hero Moderator

    Re: Pay As You Go Car Insurance - no point in paying at se

    As Jimbo states a low mileage policy is best. If you intend keeping your car in a dockyard whilst away, tax (MOT) & insurance is still required.

    Unless parking it offroad on private property in a thief-proof & fire-proof vault and the car is of little value, the choice tends to boil down between selling it or insuring it whilst away.
  3. why dont you just lend it to a family memeber while your away thats if they can drive.
  4. You know all about "lending cars" in Liverpool eh Burnsey!!! :wink: :D
  5. It will still have to be insured so that doesn't answer his question or solve his dilemma.
  6. If you're after a month to month policy, try eCar.

    They also do an accelerated NCB if you're paying monthly. So 8 months counts as a full year.

    (This was over a year ago now, not sure how relevant it is now...)
  7. Hi friends,
    i watch out all your reviews and i want to share my reviews about this topic.
    It is depends on car insurance companies some of companies have a simple and easy insurance policy for their customers and some companies have difficult policy for their customer it depends on you what you have to choose.
  8. My policy for you is to hot foot it around to your gaff and stuff an old splintery bowling pin up your goats eye you spamming cockstand.
    • Like Like x 1
  9. Leave him alone Monty, it's good advice. Either choose an easy policy or a difficult one, I might have cocked up there. Wonder if he knows anything about pensions??
  10. Limit the annual milage will get the price down as has been stated.

    Trouble is cars have to be insured even if left standing for 9 months of the year otherwise they can be crushed as "uninsured". The MG is under restoration and is declared SORN so legally off the road (even though its free road tax it still has to be declared SORN) however it still has to be insured otherwise the local authority can crush it and 3000 miles is the lowest my insurance company will go (that may be because its a specialist classic car insurance) ... your insurance company may go lower.

    The other thing I found out yesterday was that if you cancel your policy part way through then any "points" you acru in regard of your "No Claims Bonus" are not counted. You have to have a policy for a whole year for the No Claims Points to count.

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