Mortgage - new joiner

Ronald Avy

Hi -again...

I phoned my local AFCO and they were extremely helpful with some of my questions but forgot to ask and couldn't find a direct answer here.

I am in the process of buying a flat (via mortgage) where I currently live. I know from what I read that debt etc isn't ideal and taken into huge consideration...

I wouldn't obviously live in my flat for the first 6months at least as I am single. Would they take in consideration me renting my flat out to compensate for the debt? eg mortgage = £408, rent = £600

Just need to know so If I need to sell it at some point I can - but would need to be after 2 years.

Sorry for the questions, I am a methodical thinker just thinks things through....
Many thanks
Last edited:


War Hero
Yep, as long as your lender allows you to rent, that covers the liability as far as security clearance is concerned - providing the property is already sub-let at the time of gaining SC. A stated intent is a bit iffy.

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