Leaving the services housing petition

xxspikexx

Lantern Swinger
this happened to me ... left the mob with 8 yrs in qtrs (should be council time)stayed in qtrs due to lack of housing, was evicted by the mob after 3 yrs and local council put me in private rented accomadation.......11yrs council time.....discount on buying property after 2 yrs total 13 yrs during my stay in private rent all council properties taken over by housing assn,when moved (eventually) was told im an assured tenant not a secure tenant only secure tenants i.e those in council properties when taken over are eligible to buy ..........
 

slim

War Hero
Good posting.
However I would advise everyone that wherever possible take to take advantage of the RN LSAP scheme and buy a house before leaving.
 

sgtpepperband

War Hero
Book Reviewer
Good post, as yet again it does show some of the disadvantages of being a Service person in today's society.

However, time to play Devil's Advocate. MQs are temporary accommodation for servicemen/women; owned by the MOD (not Council) and you are a paying tenant, providing you are an employee of the MOD. Therefore you do not own the property, but pay a regular rent for the time you are an eligible tenant. Prior to, and immediately upon, becoming a non-eligible tenant, you should have made arrangements to find alternative accommodation. And I know it is a bitter pill to swallow for some, but MQ rent is not expensive, so it is not unreasonable to save money for this eventuality while are living in MQs.

And before anyone criticises my POV, I spent 5 happy years in an MQ before buying my own property, using the LSAP scheme.
 

slim

War Hero
This comes down to individual priorities. During my time in the service I spent two periods in married quarters. The first while I was looking for a house to buy the second after a draft when the builder was behind schedule for my new house.
I would have had a better lifestyle had I continued living in married quarters, service housing was cheap and I could certainly have afforded a new car and foreign holidays. However in the long term it was worth it to me to have a large mortgage, drive a banger and have cheapo camping holidays.
This however was a personal choice and would not be for everyone. As sgtp says the married quarter is like a farm workers tied cottage, it is up to the individual to make arrangements when changing occupations
 
The trouble is that the LSAP is capped at £8,500. While this is still a help, it doesn't stand as much in the current market. I took it out in '96 and bought a brand new three bed det house for £54,000. The same house 11 years later costs upwards of £210,000, almost 4 times as much.
 

slim

War Hero
JunglyDaz said:
The trouble is that the LSAP is capped at £8,500. While this is still a help, it doesn't stand as much in the current market. I took it out in '96 and bought a brand new three bed det house for £54,000. The same house 11 years later costs upwards of £210,000, almost 4 times as much.

I think this proves that it was worth doing. However in 1996 (11 years ago) I would have expected that you had yo make sacrifices to buy your house
 

SILVER_FOX

War Hero
I agree with Jungly. I used the LSAP scheme in the early 90s and it helped enormously but the max amount hasn't increased since then nor is it likely to.

To offer enough to be of any real use would break the MOD bank and in this day and age where we're scraping about for the price of a tank of fuel they're not likely to address this as a priority.

On the plus side though it can be used to off-set the cost of solicitors, stamp duty and other legal fees so it still has some use.

SF
 
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