Last Wills

Discussion in 'Joining Up - Royal Navy Recruiting' started by McSkimp, Aug 21, 2011.

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  1. Hey everyone,

    Just a quick question on a bit of a morbid subject. I have recently decided to make a last will and testament but speaking to a few folk a little worry has arisen. I know when you join the RN you give up your civilian rights for the service and was wondering what does that mean in regards to a Will?

    In what I have learned so far, if I die in service all my assets will go to my parents but what if I want someone else to gain from my untimely death? Will I be able to name another person to be a benefactor?

    Unfortunately I don't really have the knowledge of the law so it is quite difficult for me to understand all the jargon so if anyone has the right knowledge and can explain it in layman's terms that'd be great.

    Cheers in advance
  2. Regardless of whether you are in the service or a civilian your last will is YOUR last will. The service have absolutely no say in your final wishes. So crack on and make a will. Just make sure you tell someone where it is located and when you join you can enter it's whereabouts in JPA.
  3. Cheers sprog. I guess my previous information was wrong then. I'll go get a bit more info on the actual making of it now :)
  4. Complete MOD form 106, put it in the envelop (106A) and you have a will. You can leave your hooker money to anyone you choose and make last request etc. It's a piece of piss.
  5. But please have it witnessed by two independent witnesses, who should not be related to you by blood or marriage, nor should they be a beneficiary under the will. Don't forget to appoint your executor(s) and ask them if they want to do it.
  6. Your information is partially correct. If you die in service, your personal belongings will be given to your next of kin, whoever that may be. This can be the cause of many unnecessary problems. For instance, you might be separated but not divorced, and living with another woman, in which case, your stuff will go back to your estranged wife, regardless of what your will says, in which case, it is up to your executor to sort it out. You may also have 'personal' stuff that you don't want your NOK to know of, such as your second mobile phone or special hard drive.
  7. You have it counter-signed by the 2 oppo's nearest to you. Emphasise that no, they can't have your boots/missus/porn collection.
  8. Therefore, keep your NOK up to date (used to be reviewed by Divisional Officer annually before JPA took over our lives).
    It is also traditional to use the dear departed's mess bill for a few beers, which hopefully will be written off by the Pusser....
  9. Regardless of who you nominate as your Emergency Contact or NOK on JPA, it is your legal NOK who will receive your effects.
  10. Thats what I heard about. Is there not a way of changing my legal NOK or is only parents end of story?
  11. If you are over 18 you can nominate whoever you want as your NOK. So to make things easier make the executor of your will your next of kin. That way you can ensure your effects go to who you want them to.

    You will nominate your NOK when you join and you will then be asked to confirm that they are still your NOK annually. Your DO still has an obligation to ensure you do this and you will have to sign to say you have checked your JPA details are correct.

    Are you over 18?
  12. Yeah I am the ripe old age of 29. I've never bothered with a will before so probably some of these questions have sounded a bit daft so cheers for all the advice and not taking the piss too much!
  13. That is not acknowledged to be the best advice. Most lawyers will tell you to nominate an executor who is not a beneficiary of the will.
    (Edited to say: At second reading, I think FS might have been saying "If you have an executor, put them down on JPA as your NOK", not, as I read it,"Make your NOK your executor". If the first is the case, then it will make no difference, for the reasons I gave below.)

    From personal experience, I know that despite what it may or may not say on JPA, your personal effects will go to (in this order) your spouse (even if separated but not fully divorced), your children, your parents, your brothers/sisters. If you have a will which stipulates that certain items are to go to someone other than the person to whom the RN have given them, then your executor will have to address that at a later date.
    Last edited: Aug 24, 2011
  14. As a matter of interest and changing the subject ever so slightly. Whatever happened to the RNDF?
  15. What was the deal with with the RNDF? And why did it/has it ended?
  16. janner

    janner War Hero Book Reviewer

    If you name a Solicitor (spit) as an executor don't worry about where your things go, by the time He/She has had their cut their won't be much left.
  17. wet_blobby

    wet_blobby War Hero Moderator

    Man the fcuk up, dieing is what other people do.
  18. Also worth remembering to check on who gets your Death in Service benefit on a regular basis as well - I know of a case where a solider died and his ex-girlfriend (no kids involved) got £100K in such a paymen simply because he forgot to up date the beneficiary details when they split up.
  19. Sol, you really are the 'Burning Bush' of this site.

    So it's the RNDF in all but name but a bigger payout.

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