kit insurance?

Hi Ship Rat,

Yes, it's definitely worth getting your kit insured.

You'll probably cover this when you join Raleigh; there are plenty of companies that insure kit such as NAAFI insurance, PAX, AFFAS etc, and their leaflets will be dotted around the place.

Which one is best may be something you should discuss with your Divisional staff when you are down there.

Mine is covered by household insurance, so can't give you a quote.

Edited for typos
See the link at the top of this page (if its still there when you re-read this thread)

Forces financial (the new name for NAAFI Finance) offer it.

If you have a look via the link above RR may also get a small contribution.


Definately worth it. I suffered when all my kit was dropped as an underslung load from a Sea King in the Adriatic. Then again I have never seen so many stereos lost on a sngle palnet according to the compensation claims from the 50 or so 'affected' lads.


Lantern Swinger
when you get to raleigh you get offered 6 months free kit insurance take it then you just pay a little rate a month after the 6 months worth gettin.


War Hero
I recommend PAX insurance, good kit cover and fully understand servicemans needs. Also you can update it for household or storage if you need.

Also they do a year long travel insurance. Sounds a waste of money but if you get deployed (and that happens quite quickly these days if gaps are found) you are covered. Why? Well on the run ashore you may only get MOD help up to a certain amount. They also do Winter Sports coverage and I found them cheaper than the rubbish normally found. also they have an allowence for hoildays cancelled due to service reasons, all you need is a letter from the CO. Very useful that one I can tell you.

You can pay monthly or all in one. No I don't work for them but have used them for the last 10 or so years. Never had a problem.