Kit Insurance

Hallsy

Midshipman
Just a question to the serving and 'not long ago serving personnel'...

What company did you go to for kit insurance? Any i should stay clear of? Any you strongly recommend?

thanks for your help.
 

Hallsy

Midshipman
I assure you mate it is needed i've gotta fork out for a new s10 respirator next month and they cost alot.

Some even cover your laptop,digi cam and mp3 players, so its well worth it with the right company....which one though is the question i ask.
 
Kit insurance? DigiCams, etc. We didn't have all those luxuries in my day, just a TV monitor in the mess and the odd film camera.
 
Certainly does. I do remember that if you left an item of kit skulking around and it didn't end up reappearing in the scran bag, you had to buy replacements (and, as a Junior at least, got punished of course), but that's all. Frankly I'm not sure I could have afforded insurance on less than £1 pocket money a week! I didn't even know what insurance was at 15! :roll:
 
Hallsy said:
I assure you mate it is needed i've gotta fork out for a new s10 respirator next month and they cost alot.

Some even cover your laptop,digi cam and mp3 players, so its well worth it with the right company....which one though is the question i ask.
As a householder I cover all my cameras and iPod when I travel on my household insurance but this may not help you if you don't have your own home. You could try contacting the Naval Families Federation who may be able to help you or try exploring the RN Community website, else hopefully someone on RR will be better able to help (I expect).
 

dunkers

War Hero
Well I'm told by a recently retired chief stoker that one should avoid NAAFI Insurance like the plague (yes the NAFFI does insurance now!), hmmm.
 
Hallsy said:
I assure you mate it is needed i've gotta fork out for a new s10 respirator next month and they cost alot.


Have you tried E Bay?
You might dip in and find a Naval Officer with one for sale.
:lol:
 

grefs

Lantern Swinger
Streaky said:
Hallsy said:
I assure you mate it is needed i've gotta fork out for a new s10 respirator next month and they cost alot.


Have you tried E Bay?
You might dip in and find a Naval Officer with one for sale.
:lol:
Here are a couple of item # No's from ebay for s10 ressys, 6634333681, 6634395831. There are a few in there.
 

the_matelot

War Hero
Moderator
I'm actually going through the process of claiming off my Naafi kit insurance. First claim in 9 years. I'll let you know how I get on with them.
 
I thought respirators were personal loan items - or are they issued as kit these days :? I
nteresting that there are supposedly some of these for sale on ebay ??
It would also be interesting to hear, or read, that if someone loses their kit through enemy action - that some insurance company is going to pay up
:?:
 
I was looking at a quote from Towergate who do a special reservist policy but it appears not to cover laptops in theatre, so bugger all use to me then. Many of them are really an extension home contents policies, they just include an all countries and drop the act of war waiver they normally have.

I have heard bad things about NAAFI financial too, but they may be my only option.
 
We used to get the princely sum of £7.50 a month Kit Upkeep Allowance, which was probably why Jack bimbled around looking like a bag o' shite, there being much better things to spend money on.

I know this changed shortly after I left in 1990, but Kit Insurance? Has it really come to this? Is everything so expensive now you can't afford to be C126ed?
 
In a word. Yes

If you were to lose a bergan full of kit on ops I suspect you would be looking at a bill for 500-1000.

Then of course your laptop/mp3 player etc won't be covered by your home contents in a war zone.
 
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