Certainly does. I do remember that if you left an item of kit skulking around and it didn't end up reappearing in the scran bag, you had to buy replacements (and, as a Junior at least, got punished of course), but that's all. Frankly I'm not sure I could have afforded insurance on less than Â£1 pocket money a week! I didn't even know what insurance was at 15! :roll:
As a householder I cover all my cameras and iPod when I travel on my household insurance but this may not help you if you don't have your own home. You could try contacting the Naval Families Federation who may be able to help you or try exploring the RN Community website, else hopefully someone on RR will be better able to help (I expect).
I thought respirators were personal loan items - or are they issued as kit these days :? I
nteresting that there are supposedly some of these for sale on ebay ??
It would also be interesting to hear, or read, that if someone loses their kit through enemy action - that some insurance company is going to pay up
I was looking at a quote from Towergate who do a special reservist policy but it appears not to cover laptops in theatre, so bugger all use to me then. Many of them are really an extension home contents policies, they just include an all countries and drop the act of war waiver they normally have.
I have heard bad things about NAAFI financial too, but they may be my only option.