Joining with financial problems.


War Hero
The Reserves probably wouldn't give a monkeys but if you have unresolved CCJs, unaddressed defaulted payments to creditors or are an undischarged bankrupt, you could not gain security clearance.

A lot of people joining the reserves appear to pay little heed to their gaining security clearance (or passing a PJFT for that matter) as they are often given a uniform, ID card and are in receipt of pay before it is gained, so they may mistakenly think "I'm in"... snag is, no SC = discharge, regardless of "time served".
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