BillyNoMates
War Hero
A few days ago - I dropped in here:-
http://www.moneysavingexpert.com/reclaim/reclaim-packaged-bank-accounts
Now, I've had my accounts with only two banks in my entire life and there was
some "add-ons" that I absolutely knew I had never used, so I downloaded one of
the sites letter templates (the one listed as "Packaged accounts - reclaim letter")
and fired it off to the first bank I had accounts with. This was on the 23rd of
September. Friday just gone I received a phone call at home from one of their
team who asked me to confirm everything...this I duly did and he said he'd get
back to me. By 16:00 that same afternoon I got a reply from the bank in question.
The claims investigator said "Yes - these parts of your account package have never
been used and we will be reimbursing you the sum of £1981. 83p". This dosh was
in my account by midday on Saturday, including the interest on it.
Happy bunny.
He also advised me to go after my current bank with a view to putting in a second
claim for the same thing (plus the accrued interest). The second letter is winging its
way to that bank even as I type this.
Looks like I'll dip in again, and top up the coffers with almost four grand.
Extremely happy bunny.
Did I mention that I have recently had a tax rebate as well? Did that on line and
it was in the bank within five days.
About time I had some financial luck. So - if you haven't tried you'll never know.
I recommend that you give it a go if you have, or have ever had a bank account with
"extras" that have incurred a monthly charge.
All I did was send one letter - no statements - no nothing. Some folk would have
probably held out for more - but I couldn't be arsed. One letter - two phone calls
and approx £2,000 extra appearing in my bank account was good enough for me.
B.N.M.
p.s. If you get a dit from the tax man stating you've paid too much - then claim it back
on line. It's faster. You will need a Government Gateway I.D.
https://www.gov.uk/claim-tax-refund
http://www.moneysavingexpert.com/reclaim/reclaim-packaged-bank-accounts
Now, I've had my accounts with only two banks in my entire life and there was
some "add-ons" that I absolutely knew I had never used, so I downloaded one of
the sites letter templates (the one listed as "Packaged accounts - reclaim letter")
and fired it off to the first bank I had accounts with. This was on the 23rd of
September. Friday just gone I received a phone call at home from one of their
team who asked me to confirm everything...this I duly did and he said he'd get
back to me. By 16:00 that same afternoon I got a reply from the bank in question.
The claims investigator said "Yes - these parts of your account package have never
been used and we will be reimbursing you the sum of £1981. 83p". This dosh was
in my account by midday on Saturday, including the interest on it.
Happy bunny.
He also advised me to go after my current bank with a view to putting in a second
claim for the same thing (plus the accrued interest). The second letter is winging its
way to that bank even as I type this.
Looks like I'll dip in again, and top up the coffers with almost four grand.
Extremely happy bunny.
Did I mention that I have recently had a tax rebate as well? Did that on line and
it was in the bank within five days.
About time I had some financial luck. So - if you haven't tried you'll never know.
I recommend that you give it a go if you have, or have ever had a bank account with
"extras" that have incurred a monthly charge.
All I did was send one letter - no statements - no nothing. Some folk would have
probably held out for more - but I couldn't be arsed. One letter - two phone calls
and approx £2,000 extra appearing in my bank account was good enough for me.
B.N.M.
p.s. If you get a dit from the tax man stating you've paid too much - then claim it back
on line. It's faster. You will need a Government Gateway I.D.
https://www.gov.uk/claim-tax-refund
Last edited: