Make sure you get the correct insurance for the sex you are having. Please find a list of companies below catering for most tastes.
Sex with your wife - Legal and General
Sex on the telephone - Direct Line
Sex with your partner - Standard Life
Sex with someone different - Go compare
Sex with a fat bird - More Than
Sex on the back seat of a car - Sheila's Wheels
Sex with a posh bird - Privileged
Sex with a transvestite - Confused.com